INSIGHTS

Regulation

Guides on TTK Article 94, Ba-Bs, e-invoicing, VAT refunds, KGK audits and cross-examination in Türkiye.

Dark navy iFinances cover — purple card with an e-report row and a 30-day badge for the 2026 digital cross-examination guide
Regulation

Türkiye's Sworn-in CPA Cross-Examinations Moved Online: Can You Answer Within 30 Days?

Cross-examination reports moved to Türkiye's Digital Tax Office, with the mandate starting 1 January 2027. What the 30-day reply window means for your ledger.

August 26, 20267 min
Dark navy iFinances cover — amber reconciliation letter card with TTK art. 94 note and one-month objection badge for the template download guide
Regulation

Reconciliation Letter Template 2026: Free Word + Excel Downloads and the TTK 94 Rules

Download a reconciliation letter template with no sign-up: Word (3 variants) + Excel form, field-by-field guidance, and Türkiye's TTK 94 one-month rule.

August 09, 20267 min
Dark navy iFinances cover — struck-through FORM BA and FORM BS badges with communique No. 565 label for the post-Ba-Bs reconciliation guide
Regulation

Türkiye Abolished the Ba-Bs Forms: What Replaces Cross-Checking in 2026?

Türkiye scrapped the Ba-Bs forms with Communiqué No. 565. The state already receives the same data via e-invoices — but who finds the gap between two ledgers now?

August 08, 20267 min
Dark navy iFinances cover — purple section-sign motif with a one-month badge for the TTK 94 objection period guide
Regulation

No Reply to a Reconciliation Letter: TTK Article 94 and Silence

No reply to a reconciliation letter in Türkiye? How TTK Article 94's one-month objection window works, which channels count, and what silence really means.

August 07, 20267 min
Financial illustration showing the CBRT official-rate FX difference between an invoice issue date and its payment date in cross-currency reconciliation
Regulation

FX Difference: The Silent Leak in Foreign-Currency Reconciliation

A EUR invoice, a TL payment, two different dates. Where did the FX difference go? The anatomy of the silent leak in foreign-currency reconciliation.

July 03, 202614 min
Dark-blue series cover illustrating two finance teams seeing different balances on the same account and reconciliation becoming trust infrastructure
Regulation

Reconciliation Isn't a Spreadsheet Chore. It's Trust Infrastructure

When two companies agree on the same balance, what they build isn't arithmetic — it's trust. Why reconciliation is infrastructure, not a month-end chore.

July 01, 202611 min
Financial reports and analytics — the reconciliation process
Regulation

What is reconciliation? A complete guide to account, bank and e-invoice reconciliation (2026)

What is reconciliation, what types exist, and which regulations frame it? The full anatomy of account, bank, e-invoice and VAT reconciliation for Turkish finance teams.

May 26, 202612 min
Tax files and VAT return documents
Regulation

7 critical reconciliation mistakes in the VAT refund process — and how to fix them

The 7 most common reconciliation mistakes in Türkiye's VAT refund process, and their fixes. Audit-ready refund files, BA-BS compliance, automated checkpoints.

May 15, 202611 min
EUR and USD banknotes — multi-currency reconciliation
Regulation

EUR/USD invoice reconciliation with the CBRT official rate: the complete guide

Why is the CBRT official exchange rate the only correct reference for audit-ready reconciliation of EUR and USD invoices? In this guide we walk through the process, the booking method, and the automation.

May 10, 202611 min
Business application and digital grant support — a KOSGEB guide
Regulation

KOSGEB digital transformation grants 2026: the complete application guide for finance software

KOSGEB's 2026 digital transformation programs: 30-60% grant funding for reconciliation software and e-invoice systems. The application process, required documents, and practical tips.

May 09, 202612 min
R&D and innovation — TÜBİTAK incentives
Regulation

TÜBİTAK 1507 SME R&D incentives 2026: a roadmap for finance software

Up to 75% non-repayable support for finance software development and customization projects under TÜBİTAK 1507. Application guide, eligibility criteria, and an iFinances example.

May 03, 202611 min
Stack of invoice documents — the e-invoice reconciliation process
Regulation

E-invoice reconciliation: inbound vs outbound, status tracking, full automation

The technical anatomy of reconciling inbound vs outbound e-invoices, status tracking across the full lifecycle, and the infrastructure required for complete automation.

May 02, 202610 min
European Union legal framework — AI regulation
Regulation

EU AI Act 2026: AI compliance in financial software

The EU AI Act's August 2026 enforcement date is approaching. What does the high-risk classification mean for financial AI software? Five preparation steps for Turkish companies.

April 22, 202611 min
Two parallel screens side by side — account reconciliation vs bank reconciliation
Regulation

Account reconciliation vs bank reconciliation: differences, processes, and the path to automation

The key differences between account reconciliation and bank reconciliation, how each process works, the points most often confused, and a practical automation guide for finance teams in Türkiye.

April 19, 202610 min
E-reconciliation digital documentation — tax and invoice records
Regulation

What is e-reconciliation? GİB requirements, BA-BS forms, and a process guide

The Turkish regulatory requirements behind e-reconciliation, the role of the BA-BS form, what GİB expects, and a step-by-step guide to getting your company compliant.

April 08, 202610 min
EU legal documents — MiCA and PSD3 regulation
Regulation

MiCA and EU PSD3: new rules for cross-border finance software

The EU's next-generation regulations — MiCA (crypto) and PSD3 (open banking) — take effect in 2025-2026. A cross-border finance software compliance guide for Turkish companies.

April 08, 202611 min
Digital currency — CBDC and digital payment infrastructure
Regulation

Digital Turkish Lira: what the CBRT's CBDC pilot means for finance software

The CBRT's Digital Turkish Lira pilot expanded in 2026. What CBDC architecture means for finance software, reconciliation, and corporate payment infrastructure.

April 02, 202610 min
Foreign currency, exchange rates, and official financial documents
Regulation

Reconciliation with the CBRT official rate: what, why, how

The gap between your bank's rate and the CBRT official rate is critical for audit. A detailed guide.

March 28, 20268 min
Audit preparation — analytical reports and a laptop
Regulation

Always ready for a KGK audit: the audit-ready reconciliation setup

There is only one way to avoid year-end panic: be audit-ready every single day. The role of automation in KGK audit preparation, and the anatomy of continuous auditability.

March 25, 202611 min
Tax documents and a calculator — tax regulation
Regulation

2026 Turkish tax regulation: 5 changes your finance team needs to know

The 5 major changes in 2026 Turkish tax regulation that hit finance teams directly: the e-Defter mandate, VAT rates, BA-BS form revisions, an impact analysis, and a preparation plan.

March 12, 202611 min

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